How it works

A clear process, start to finish.

You talk to one person from the first call to the final number. Here is exactly what happens, and what we need from you.

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Soft check only
No application fee
Same-business-day response

Your file, start to finish

Send your numbersForm, call, or text

Done

UnderwritingSoft check, no credit inquiry

Done

Terms in writingAmount, term, payment, total cost

In progress

FundingOften within 24 hours of signing

Illustration of our process, not a real file.

The steps

Four steps, no surprises.

Send your numbers
The form, a call, or a text. To price anything real we need your last four months of business bank statements and a short application.
We take it to underwriting
Your file goes to our underwriting team, then to funders we know will price it seriously. It's a soft check, with no inquiry on your credit.
You see the real terms
Amount, term, payment, and total cost in writing. If the numbers don't help you, we'll say so rather than push you into a deal.
Funding
If you decide to move forward, funding often lands within 24 hours of signing, depending on the funder and your bank.

Same business day

You get a call or an email back. The first conversation is short: what the money is for, what you're already paying, and how fast you need it.

What we'll ask for

Four months of business bank statements and a one-page application. Nothing sensitive goes over regular email; that goes through the secure application.